If you've followed us for a while, you know that when Kevin and I first got married at age 25 we had $100,000 of student loan debt that we paid off in 2 years. Then, by the age of 28 we had bought our first house, and were back into debt. We had a baby, sold our house and moved into one that cost about $150,000 more than our first...so we were...you guessed it...still in debt.
As it stands today I am now 31 years old. We do still have a mortgage, so we are debt about $80,000 as of right now. (Notice I didn't say... "we are debt-free...except our mortgage." As I hate that phrase. Debt is debt, and you owe money...and that's it. I'll discuss that later.)
With our lofty goals of having our mortgage paid off about 1.5 years from now...we still make a point to put as much money as we can towards our mortgage as often as we can.
We are using the exact same process as we used for our student loans, but things look a little differently for us being in debt in our 30…
As it stands today I am now 31 years old. We do still have a mortgage, so we are debt about $80,000 as of right now. (Notice I didn't say... "we are debt-free...except our mortgage." As I hate that phrase. Debt is debt, and you owe money...and that's it. I'll discuss that later.)
With our lofty goals of having our mortgage paid off about 1.5 years from now...we still make a point to put as much money as we can towards our mortgage as often as we can.
We are using the exact same process as we used for our student loans, but things look a little differently for us being in debt in our 30…