The best book I've read in the last year is this book: Preparing for Baby: All the Legal, Financial, Tax, and Insurance Information New and Expectant Parents Need
I was not asked to talk about this book, paid to review it, or anything of the like. A lawyer friend suggested I pick this up when I was researching how best to save for Lorelai's college...and I must say. Every single mom needs this book.
That being said, I actually preferred to read it after the chaos that was my daughter's first 4 months of life. It was after that time I started thinking of things like updating a will, setting up a college savings plan, and life insurance. Had I read this while pregnant and "preparing for baby" I would have been overloaded. So much of it you can't actually do until you've had your little one...so it really just creates a list for you of things to do, that you can't actually start checking off until they've arrived (that sounds like torture to me!)
This book is absolutely fantastic. It gets basic enough that you don't have to be a financial guru to be able to understand it, but even for us lawyers and personal finance nuts, you learn a ton because you never had a reason to study the difference between 529 plans and ESAs when it comes to the best for your financial situation.
Your "baby" is not too old to allow you to read this book. I've preached before on things I think you should do after having a baby (like creating a will)--link here-- and this book is going to get added to that list. Read this book.
Too few people will read this book since it isn't the fun stuff about babies....but it is so incredibly important.
It's easy, I promise.

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